BENEFITS

(Upon every 24 hours Hospitalization in any Registered Hospital in India)

  1. Rs. 2000/- per day for a period of maximum total 30 days in a year as Daily Hospital Cash Benefit (at a stretch coverage for maximum 10 days).
  2. Rs. 4000/- per day for a maximum period of 10 days out of total 30 days in a year as ICU Daily Hospital Cash Benefit.
  3. After 10 days stay in Hospital at a stretch for 10 days coverage will be restricted by providing a Convalescence Benefit of Rs. 2000/- on the 11th day.
  4. Maternity Benefit available without 9 months waiting period.
  5. Personal Accident Cover:

    1. Mandatory Covers: Accidental Death and/or Permanent Total Disability Rs. 2,00,000/-
    2. Optional Covers: Permanent Partial Disablement Rs. 200,000/-
  6. Critical Illness: Rs. 1,00,000/- (as one-time settlement post waiting period of 90 days)

      List of Critical Illness Covered:

    1. Cancer of Specified Severity
    2. Kidney failure requiring regular dialysis
    3. Multiple Sclerosis with persistent symptoms
    4. Benign Brain Tumor
    5. Parkinson’s Disease
    6. Alzheimer Disease
    7. Major Organ/ Bone Marrow Transplant
    8. Open Heart Replacement or Repair of Heart Valves
    9. Open Chest CABG (Coronary Artery Bypass Graft)
    10. Surgery of Aorta
    11. Stroke resulting in permanent symptoms
    12. Permanent Paralysis of Limbs
    13. *** Plan B-12CI’s/conditions
  7. Online Doctor Consultation
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