BENEFITS

(Upon every 24 hours Hospitalization in any Registered Hospital in India)

  1. Rs. 1000/- per day for a period of maximum total 30 days in a year as Daily Hospital Cash Benefit (at a stretch coverage for maximum 10 days).
  2. Rs. 2000/- per day for a maximum period of 10 days out of total 30 days in a year as ICU Daily Hospital Cash Benefit.
  3. After 10 days stay in Hospital at a stretch for 10 days coverage will be restricted by providing a Convalescence Benefit of Rs. 2000/- on the 11th day.
  4. Maternity Benefit available without 9 months waiting period.
  5. Personal Accident Cover:

    1. Mandatory Covers: Accidental Death and/or Permanent Total Disability Rs. 2,00,000/-
    2. Optional Covers: Permanent Partial Disablement Rs. 200,000/-
  6. Critical Illness: Rs. 50,000/- (as one-time settlement post waiting period of 90 days)

      List of Critical Illness Covered:

    1. Cancer of Specified Severity
    2. Kidney failure requiring regular dialysis
    3. Multiple Sclerosis with persisting symptoms
    4. Benign Brain Tumor
    5. Parkinson’s Disease
    6. Alzheimer Disease
    7. Major Organ/ Bone Marrow Transplant
    8. Open Heart Replacement or Repair of Heart Valves
    9. Open Chest CABG (Coronary Artery Bypass Graft).
    10. *** Plan B-9CI’s/conditions
  7. Online Doctor Consultation
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